| DATE: | ACTION: | COSTS: | ||||
| March 1, 2012 | Unpaid 2011 taxes returned delinquent to the County Treasurer for collection. | 5% interest | ||||
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June 1, 2012
|
First mail notice- County Treasurer sends out notice of delinquency via first class mail to owner or recipient of last tax bill. | |||||
| Sept. 1, 2012 | Second Mail Notice- County Treasurer sends out notice of delinquency via first class mail to owner or recipient of last tax bill | |||||
|
October 1, 2012 |
$15.00 fee- County Treasurer adds $15.00 certified mail fee to each parcel for which delinquent taxes remain unpaid. |
$15.00 |
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February 1, 2013 |
Third Mail Notice (Certified)- County Treasurer sends notice of delinquency and pending forfeiture via certified mail to address of last recipient and, if different, to owner. | |||||
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March 1, 2013 |
Forfeiture-
Property forfeited to County Treasurer:
Treasurer adds $175.00 administration fee and recording fee. Interest increases from 1% per month to 1.5% per month computed retroactively to March 2012. |
1.5% interest | ||||
| $20.00 recording fee | ||||||
| $175.00 administrative fee | ||||||
|
March 1, 2013- April 15, 2013 |
Certificate of Forfeiture- County Treasurer records certificates of forfeiture with the Register of Deeds. | |||||
|
May 1, 2013- Dec. 1, 2013 |
Title Search- FGU (Foreclosing Governmental Unit) conducts title search of property to identify owners entitled to notice. | |||||
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June 15, 2013 |
Foreclosure Petition- FGU files foreclosure petition with Circuit Court. | |||||
|
June 15, 2013- Jan. 31, 2014 |
Certified
mail notice of Foreclosure- Notice
of foreclosure sent by certified mail at least 30 days before show
cause hearing |
court costs | ||||
| certified mail costs | ||||||
| service fees | ||||||
| Personal visit-FGU agent visits each property forfeited and serves copy of notice of foreclosure, and verbally informs occupant of foreclosure; if unoccupied, a notice will be posted. | ||||||
|
June 15, 2013- Feb. 22, 2014 |
Published notice- notice by publication for 3 successive weeks. | publication fee | ||||
| Show cause hearing- FGU conducts administrative show cause hearing no later than 7 days before foreclosure hearing. | ||||||
|
Jan. 30, 2014- March 31, 2014 |
Foreclosure hearing- Circuit court hearing on foreclosure petition. | court costs | ||||
|
March 31, 2014 |
Entry of Judgment- Circuit court enters judgment of foreclosing quieting title. | |||||
| Clear title to foreclosed property vests in FGU and redemption rights expire in uncontested cases. Redemption rights expire 21 days after judgment in contested cases. | ||||||
| Appeal- FGU or person with interest in foreclosed property may appeal to court of appeals. | ||||||
| FGU records judgment or notice of judgment with County Register of Deeds. | recording costs | |||||
|
July - Oct 2014 |
First Land Auction with set minimum bids; Local government or county may obtain for minimum bid. State, if not FGU, may obtain by paying market value. |
any
costs incurred in
bringing the property to
sale. |
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July - Nov 2014 |
Second Land Auction with
no minimum bids. |
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Dec. 1, 2014- Dec. 31, 2014 |
Unsold property may be transferred with consent to city, village, or township. | |||||
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Dec. 31, 2014 |
Unsold property not sold or transferred is retained by FGU. | |||||