Help For Families Facing Foreclosure
As more and more people face
foreclosure in this turbulent economy, families need to know help is
available and where to find it. In addition to resources already in
place in Newaygo County, the County Treasurers Office is also
collaborating with NCCS Center for Nonprofit Housing (CNH) to assist
Newaygo County families in understanding the tax foreclosure and
mortgage foreclosure processes. Information sheets are included in tax
notice mailings to educate taxpayers about the programs and services
available in the County as well encourage them to get help in developing
a solution to save their homes. (See list below.)
Thanks to a very generous grant from
the Fremont Area Community Foundation, CNH is now able to help even more
Newaygo County families through free counseling, budgeting classes, and
payment assistance for qualified persons. If you need assistance or
know someone who would benefit from a free, confidential appointment
with a certified housing counselor, please call CNH at (231) 924-0641.
Do you have a PRE
Exemption? You are entitled to a Principal Residence Exemption
(PRE) on the home you live in. This exempts you from paying the school
operating millage of 18 mills and translates to a significant savings on
your taxes. Always verify on your tax bill, assessment notice,
or with the local assessor to make sure you have this credit. It will
reduce your tax bill considerably, if you qualify. If you believe you
qualify and do not already have this exemption, you should file a
Homeowners Principal Residence Exemption Affidavit with your local
assessor before the May 1 deadline. The form can be obtained on-line at
www.michigan.gov [Form 2368 (Rev. 4-07)] or by contacting your
local unit of government.
Could you qualify
for a Poverty Exemption? Each local unit of government has the
authority to grant yearly Poverty Exemptions to homeowners who file a
Poverty Exemption application with their township or city Supervisor
and/or Assessor. Typically, these Poverty Exemptions are reviewed and
acted upon at the March Board of Review meeting. It is recommended that
you contact your local unit of government for their qualification
criteria and an application. If approved by the Board of Review and
Supervisor, the Poverty Exemption can result in a reduction of your tax
bill for the upcoming year. Poverty Exemption applications must be
filed yearly.
If you have specific questions about
the tax foreclosure process or would like to set up a payment plan for
your delinquent taxes, you may call Holly Moon, County Treasurer, or
Julia Bird, Tax Reversion Coordinator, at (231) 689-7230. For more
information, frequently asked questions, and timelines, click
here.
We want to do everything we can to
help you keep your property. Please dont wait to call us and get help
to save your home!
Holly Moon, Treasurer
Newaygo County
AGENCIES AND
RESOURCES
If you or someone you know needs help with tax or mortgage foreclosure,
the following agencies may be able to help. Most of the listed agencies
and resources will consider your income, assets and other circumstances
to determine IF you are eligible for help.
·
Newaygo County Department of Human Services 231-689-5500
1025 E. James St., White
Cloud
·
Center for Non-Profit Housing (NCCS)
231-924-0641
6308 S. Warner, Fremont
·
Love, Inc. of Newaygo County
231-652-4099
11 West 96th
St., Newaygo
·
Five Cap Inc.
231-689-6688
434 N. Evergreen (M-37),
White Cloud
·
Department of Newaygo County Veteran Affairs 231-689-7030
1087 Newell St., White
Cloud
(Serving veterans and
widows)
You could also check with your local churches, banks and lending
institutions for programs that may help you pay your delinquent taxes.
A list of frequently asked
questions and a timeline for the foreclosure process are available at:
www.countyofnewaygo.com/Treasurer/TreasurerPA123.htm
To pay online visit
www.countyofnewagyo.com and select the
County Treasurer's page.
To
pay by
phone call
1-800-2pay-taxand use jurisdiction code 7032.
Official
Payments, the service provider, charges a fee for this service.
1087 E Newell, PO Box 885 White Cloud, Michigan 49349
Phone: (231) 689-7230 Fax: (231) 689-7292
email: holly@co.newaygo.mi.us
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